Privacy Policy

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Baywood Insurance Services, LLC ("Baywood") respects your privacy and is committed to protecting the privacy of the users of its Web site. We will not disclose individually identifiable information about you to any third party except as set forth herein without first receiving your permission. We encourage you to read this privacy policy in order to understand how we collect information from you and how we use it.

Collection of Personal Information

Visiting most sections of our Web site does not require giving Baywood any type of personal information. In certain case, however, Baywood may ask you to voluntarily provide us with personal information such as your name, mailing address, email address, phone number or company information. This information is used to contact you with marketing or promotional information from us.
Baywood also collects certain information about your computer hardware and software such as your IP address, browser type, operating system, domain name, access times and referring Web site addresses. This information may be analyzed to improve the value of the materials available on our Web site. Your session may be tracked, but you will be anonymous. IP addresses are not linked to any personally identifiable information.


A cookie is a small data file that a Web site can transfer to a visitor's hard drive to keep records of the visits to such Web site. A cookie contains information such as your username and password that identifies your computer - but not you - as a unique user. A cookie cannot read data off of your hard drive or read cookie files created by other Web sites. Cookies allow Baywood to personalize its Web site for you and to provide you with information that you may find useful. Most browsers are initially set up to accept cookies. If you prefer not to accept a cookie, you can set your Web browser to warn you before accepting cookies or you can refuse all cookies by turning them off in your Web browser. However, note that some parts of the Baywood Web site may not function properly if you refuse cookies.

Use of Personal Information

Baywood is the sole owner of the information it gathers on its Web site. Baywood will only share your information with outside parties in ways that are described in this privacy policy or if we are required to do so by law or in the good-faith belief that such action is necessary in order to conform to applicable law, cooperate with law enforcement agencies, or comply with a legal process served on Baywood.

Third-Party Service Providers

Baywood may contract with third parties to assist us in managing certain functions in connection with our Web site. Baywood will only provide third-party service providers with the information necessary to carry out the service. Third-party service providers will be contractually prevented from using the information received from Baywood for any purpose other than those dictated by Baywood.

Links to Other Websites

You should be aware that when you are at the Baywood Web site, there are links to other Web sites from Baywood pages that take you outside our Web site. These other Web sites may send their own cookies to users, collect data or solicit personal information. Please note that privacy policies of these Web sites may differ from that of Baywood. We encourage you to read the privacy policy of each Web site you may visit.

Your Acceptance of These Terms

By using this Web site, you signify your assent to this policy statement regarding online privacy. Baywood reserves the right to make changes to this privacy policy at any time by updating this page and such revisions will be effective upon posting to this page. Please check this page periodically for changes. Your continued use of this Web site following the posting of any revisions to these terms will mean you accept those changes.